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Car Insurance Policies in Oak Ridge, TN 

Cars are an essential part of our everyday lives. Whether your vehicle is practical, versatile, or a collector’s item, insurance should be a priority. Accidents happen when you least expect them. With help from the policies offered here at Chris Smith Insurance, you can get covered like the excellent driver you are. Our policies can protect your vehicle against internal and external damages. Call our office today for more information, or request an appointment directly to get started. 

Common Car Insurance Scenarios

Policies from Chris Smith Insurance can help cover costs that arise in a range of scenarios. Take a look at some of our curated examples below. When you’re ready to get started, give us a call or request an appointment directly via our online form.

Scenario: You cause an accident.

Applicable coverage: Liability insurance

Scenario: You accidentally damage your car.

Applicable coverage: Collision coverage

Scenario: Your car is damaged in a hailstorm.

Applicable coverage: Comprehensive coverage

Scenario: You’re hit by an uninsured or underinsured driver.

Applicable coverage: Uninsured/ underinsured motorist coverage, not drivers

Scenario: Your passenger is injured in a single-car wreck.

Applicable coverage: Medical payment coverage

Scenario: Your auto limit isn’t high enough.

Applicable coverage: Umbrella policy

I am sooooooo happy with these guys. They are honest and have helped me tremendously with my coverage. I totally trust these guys with my business, my house, cars and boats. I am impressed with their knowledge of the industry and total honesty and dedication to make sure their customers are truly covered if anything were to happen. I had All State before this and they were charging me premiums for a policy they knew would not pay. They were not the good hands people they say but Chris Smith at Farmers is first class who has been HONEST and treat the customers with decency and respect. I would rate these guys 10 stars out of 5!!

- Darrell F. via Google

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