The Right Motorcycle Insurance Coverage in Oak Ridge, TN

After all, motorcycles come with distinctive risks. What if you put your bike down on a rural road or tight turn? What if you lose a saddlebag? What if your helmet is damaged? All of these situations are actually covered by the right motorcycle insurance policy.

Plus, in case of an accident or injury, you need insurance to make sure you can afford the expenses and get a replacement bike. Comprehensive coverage can also protect you in cases of theft.

Trust Chris Smith Insurance with all your motorcycle insurance needs. We're a local team, and we have experience with home and business insurance policies. We like working with clients to find the perfect policy, so call us now. We'll get you covered in no time!

Consider Your Options for Motorcycle Insurance

We know that everyone has different needs. That's why we have different insurance policies to reflect those needs. You can work with us at Chris Smith Insurance to build the perfect policy.

There are three major options to consider:

• Liability coverage in case you are responsible for an accident
• Collision coverage to cover the costs of damage after an accident
• Other coverage kicks in with losses from other causes
  

From here, you can customize your coverage. You can add on things that matter to you. This could include optional equipment coverage, transport trailer coverage, increased liability limits, medical payments, and uninsured motorist coverage.

You can also tailor your coverage based on the type of bike you own. If you own a vintage bike that's at least 25 years old, you'll want coverage that allows you to restore it. Custom bikes can also get special coverage due to the high cost of these vehicles. Other options include low-speed packages for town driving and street-legal ATV protection for ATVs.

It's a lot to think about, but you don't have to do it alone. Chris Smith Insurance will be here for you when you call our team today.

Your Local Insurance Experts

Chris Smith Insurance is proud to be your choice for insurance. When you work with us, we'll be there for you. It's not just about selling you a policy. We'll be there for you throughout the lifespan of your policy.

Are you looking for an upgraded policy due to a life change? We'll help. Are you trying to figure out how to file a claim? You can count on our experienced team.

Ultimately, at Chris Smith Insurance, we don't just sell insurance. We develop relationships with clients like you. Be sure to call us now to talk about your need for motorcycle coverage today.