Quality Commercial Auto Coverage in Oak Ridge, TN

Commercial auto insurance protects your business on the road. In some situations, your personal auto insurance may be acceptable coverage for limited business use of your car. However, when driving is a regular part of your operations, you'll need to invest in a commercial policy.

At Chris Smith Insurance, we'll make sure your commercial auto insurance protects your vehicles and employees while they're behind the wheel. This, in turn, protects you. While you can bundle commercial auto insurance with other commercial plans, you'll want to make sure auto insurance is specifically included.

What coverage do you need? Let's find out! Call Chris Smith Insurance to talk to an experienced local insurance team. We have options for every business and budget!

Some business owners have a hard time conceptualizing the need for commercial auto insurance. However, it's more pressing than most people realize. At Chris Smith Insurance, we've helped people in all sorts of situations with commercial auto needs.

Imagine that an employee is running a company errand in a personal car. If that employee rear-ends another vehicle, causing minor injuries to those other passengers, what happens to you? Your employee's low liability limits won't be enough to cover the medical costs. This is when non-owned auto coverage can help.

Another situation might involve you on your way to a business lunch. Suddenly, an uninsured driver hits you out of nowhere, and you break your leg. With commercial auto coverage, you can get uninsured motorist coverage to protect you in this situation.

This coverage even kicks in if you spill debris from a commercial vehicle. The damage caused by the spill will fall on you, and we can make sure your policy is robust enough to protect you.

These are just a few examples. There are many more. Don't put off commercial auto insurance. Call the team at Chris Smith Insurance today.

Choose the Best Commercial Auto Policy

It can feel overwhelming to pick your commercial auto coverage. At Chris Smith Insurance, we get it! We'll be there to help you make sense of the options to get the perfect policy.

Some things to consider include:

• Telematics for GPS monitoring to promote safer driving
• Lease or loan coverage
• Contractor coverage to protect expensive tools and equipment
• Food truck coverage to protect against loss of income, business property coverages, and food spoilage
  

These are just a few things to think about. There are more! You can also learn how commercial auto pairs with liability insurance and property insurance for complete protection.

Specialized Coverage and Personalized Support

At Chris Smith Insurance, it's all about putting clients first. We're here to prioritize your business, and we offer personalized touches to help you with all your business insurance needs. Do you need a policy? Let us find one. Do you need to file a claim? We're here to help!

You'll never be on your own when you choose Chris Smith Insurance. Call us now to learn more about commercial auto insurance and other types of insurance.